Chime is a fintech company that offers fee-free checking. Right now there’s a Chime checking bonus worth $170 (down to $155) through Swagbucks.
Read on for the details, and to find out if Chime is a good fit for you.
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Chime checking bonus – the details
Bonus
$155, awarded as SB from Swagbucks
Requirements
For $5: Sign up for Chime
For $150:
- Create an account
- Receive 2 consecutive direct deposits of more than $200 each. The first must be received within 30 days of your account creation.
There’s a long 70 day period from your first direct deposit within which Chime will credit the offer. If it doesn’t credit by then you need to talk to them. Maybe put it on the calendar so you don’t forget.
The offers stack.
Exclusions
You must be new to Chime.
Fees
There are no monthly fees to worry about.
Deadlines
You must create an account by 8/31/23.
Benefits
- Overdraft protection for those who qualify
- A path to the Chime Credit Builder secured credit card, meant to improve credit scores
- Get paycheck up to 2 days early
Notes
The Chime promo on Swagbucks has been around a long time, and was previously higher. It’ll probably stick around in some form, but whether it will go up or down is anybody’s guess.
An example of the terms-details might not be acccurate
Chime checking promo – conclusion
Chime is one of the most well known “internet banks” and their checking account has no regular fees, making this a great choice for a secondary account or a place to put ready money.
Because they don’t have a physical presence I’d still maintain a more traditional account too, but that’s just me.
For people interested in building credit, Chime has a secured card that is available to those with the checking account and a direct deposit. The specific terms are listed on the Chime site.
They also have a savings account with 2.00% APY, which beats the average rate, though there are higher rates readily available. Probably the main benefit there is the ease of use when combined with the checking account.
The Chime checking bonus is solid and the requirements aren’t too tricky.
The promo has been higher in the past and will probably continue to be offered in some form, so it may rise again.
If you sign up, leave a comment and say how it went!
Think Chime is a good choice?
This link will take you to the Swagbucks offer page for Chime.
