A no-fee checking account that has a great sign-up offer is always welcome, and the Capital One checking bonus is fairly easy to get as well.

The Capital One 360 checking account has some convenient features too.

I’ll fill you in below.

2/24/24: The amount changed from $350 to $250.

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The Details

Bonus
  • $250, deposited into your new account
Requirements
  • Open an account with the promo code REWARD250
  • Receive at least two direct deposits, each of at least $500 or more, within 75 days of opening the account
Exclusions
  • You won’t be eligible for the bonus if you’ve had an Capital One checking account at any point since January 1, 2022
Fees
  • The account has no monthly fees
Deadlines
  • No deadline listed that I can see
Benefits
  • Fee-free
  • Earns interest (0.10%)
  • Mobile deposit
  • If you have Capital One credit cards, like the Venture or SavorOne, it’s easy to manage the account in the same place
Notes

Thoughts About The Capital One Checking Bonus

(2/24/24: The current bonus of $250 isn’t quite as good as the previous offer of $350 from last year, but it’s not bad either.)

First off, the Capital One checking bonus is very good. The reward combined with the ease of the requirements makes this one of the top bank bonus offers that I know of.

But there are some nice things to appreciate with this account beyond the sign-up bonus.

The lack of fees removes a frequent frustration when it comes to checking accounts, and I like that it earns interest. Granted, the interest rate isn’t too high, but it’s better than the zero that many checking accounts offer.

It also has convenience perks like mobile deposits and an easy to use app.

Added to those things, it’s very nice to use if you also have a Capital One credit card. In that case both your checking and credit card accounts will be easily accessible from the same portal.

Do you want to get the account? Let me know in the comments!

Get A Capital One 360 Account

This link will take to the main promo page on the Capital One site.

Featured photo by Vlad Hilitanu on Unsplash