There’s a sign-up bonus going on right now for a great grocery credit card. The Blue Cash Everyday promo adds to the value of a solid card that can be used…well, everyday.
I’ll tell you the details below.
The Details
Bonus
- $200 as a statement credit
Requirements
- For the $200: spend $2000 on your new card in the first 6 months
Exclusions
You must be new to this card.
Rates & Fees
Annual Fee: $0
APR: 18.99% – 29.99%
Foreign Transaction Fee: 2.7%
Benefits
- 3% back at US supermarkets, US gas stations, and US online retail stores, up to $6000 in each category. After that the rate is 1%.
- 1% back everywhere
- $7 statement credit each month when you spend $12.99 or more each month on the Disney Bundle, which includes Disney Plus, Hulu, or Plus.espn
- Up to $15 statement credit each month when you buy Home Chef meals online
- Free Shoprunner membership
- 0% APR for the first 15 months
- Access to the Plan It feature at a lowered intro APR (see notes)
Deadlines
There’s no deadline listed.
Notes
The Plan it feature lets you pay for a purchase over $100 in installments.
The cash back at supermarkets won’t take effect at some retailers like Sam’s Club that aren’t primarily grocery oriented.
Should You Take Advantage Of The American Express Blue Cash Everyday Promo?
If you’re looking for an all-around good cash back card without an annual fee, the Blue Cash Everyday is a good choice.
The rewards structure is pretty simple: you don’t have to deal with changing categories or point redemptions. Unlike some of its siblings, this card doesn’t earn American Express Membership Rewards Points. It gets cash rewards that can be added to your statement credit.
The 3% categories are good too. Groceries, gas, and online shopping together make up a good part of many people’s expenses. There’s a reason why this card is consistently listed as a strong grocery or general cash back card.
Because of the foreign transaction fee and the geographic restrictions on the cash back this isn’t a good travel card. It’s more of a staycation card.
The Blue Cash Everyday promo is good for a no fee card. The spending requirements are fairly easy to meet.
If you don’t yet have a good cash back card it’s worth considering.
It’s also possible you might prefer the Blue Cash Preferred if you spend a lot on groceries. That card offers a boosted rate of cash back but comes with an annual fee.
Want the Blue Cash Everyday Card?
This will take you to the offer page for the card. Some people have said that the offer might not be available unless you’re in incognito mode in the browser.
